If you have GEICO Insurance

Yeah, but I've heard bad stories of folk trying to get GEICO to pay...for
car wrecks, etc.
JR

ZombyWoof wrote:

> For those that have GEICO insurance and are buying a new vehicle they
> have a new extended warranty program for new cars. The cost is
> approximately $5.00 a month and does not seem to be based on the price
> of the car. It gives you a 7/100,000 bumper-to-bumper warranty with a
> deductible equal to what ever your comprehensive deductible is.
>
> I asked the insurance-sales monkey why I would a duplicate policy on
> top of my standard Ford warranty. What they said is that if you have
> a problem like someone dumping a drink down your dash or crapping in
> their pants on your new seats, the Ford factory warranty will not
> cover it and this one will. Hey these are the two examples she gave
> me. I figured at $60 bucks a year it was a good deal, especially when
> the factory warranty expires. She also went on that a lot of people
> will save up a bunch of nit-noid repairs have them all done at once
> and only have the deductible apply for the one visit.
>
> I don't know if this will be worth it or not, but sounded like to good
> of a deal to pass up. Oh BTW exactly 6-days after taking delivery of
> my brand-new F-150 STX Flareside in Bright Red, some idiot woman
> rear-ended me on my way to work on the sixth day of ownership. Looks
> to be about 3/4 grand in damage and my back is knocked out of whack as
> well. That will probably be more expensive to fix as I can't be
> thrown on a frame straightening machine. There is also a fight
> brewing with the insurance company over getting my Truck fixed. I
> want all new parts as the truck didn't even have 200 miles on it yet.
> I don't want anything banged out, I want all brand new Ford OEM parts.
> --
> "Either kill me or take me as I am,
> because I'll be damned if I ever change..."
>
> The Marquis de Sade

hi

My Experience with Geico:

Pro's :
1. They've beat everyone else price out there for my 2001 mustang, and
2 other cars.
2. Unlike my X-Allstate Agent who told me that he gives me more one on
one service then Geico could ever give me, which I replied "You want me
to pay you to be my friend?"

Con's:
1. I had a accident with my mustang which someone ran a stop sign and I
t-boned his truck nothing major just the plastic bumper fell off. Both
that driver and I had Geico, and Geico wanted me to pay my deductible,
which they stated I would never see back since it was 'No Fault' when
it was obvious it was his fault. Not until I had a lawyer call Geico
claims did Geico decide to wave my deductible, and paid for the whole
thing. It's been about 2 years now since that happened and my rates
keep dropping, so yup I'm saving money and Geico didn't raise my rates
because of the accident.

Conclusion (My Opinion):
- If you want to pay low rates, then Geico is the best to go
- If you don't mind stress while battling a claims rep then Geico is
great, just remember any insurance company is out to make money so if
you get in a situation like mine where both cars in the accident have
the same insurance, be prepaired to fight it out with Geico's claims
department, or end up paying more then you need expecially if it's not
your fault in the first place..

Good Luck! - Still with Geico and cringe if I ever have another
accident.

On Tue, 22 Feb 2005 09:29:13 -0500, JR wrote:

> Yeah, but I've heard bad stories of folk trying to get GEICO to pay...for
> car wrecks, etc.
> JR


Hrm, when my car was stolen last year they gave me a rental even though I
had declined it on my policy. They were great, they fixed the car right up
once it was found. (I traded it in soon after though)

A bit on an tangent, if someone hits you on a parking lot, is that
considered a collision or what?
--
Mauricio raub-kudria-com
(if you need to email me, use this address =)

I heard about there so called discounts and gaurantees. When I called for
quote I blew there mind with what I was paying elsewhere and basically
called me a liar. Well Call One Stop InSurance Get quote for Victoria
Ins. 1-866-909-1234 Ask for Scott and tell him Roger sent ya. Ill bet any
money it will be alot cheaper than Geico along with Hartford and so on!!!!

Yes, but if the other drive leaves you can claim (hit and run) you are out
of pocket by your comprehensive deductible.

--
Richard

'94 GT 'vert
Under Drive Pulleys
Transgo HD2 Reprogramming Kit
High Stall Torque Converter
4:10 Gears
Gripp Sub Frame Connectors (welded)
FRPP Aluminum Drive shaft
FRPP M5400-A Suspension
Laser Red

"Mauricio Tavares" > wrote in message
...
> A bit on an tangent, if someone hits you on a parking lot, is that
> considered a collision or what?
> --
> Mauricio raub-kudria-com
> (if you need to email me, use this address =)
>