Cheapest liability insurance for my old 1978 Dodge van.

"Pete C." > wrote in message
...

> Very true.
>
> On a related note, the property tax you pay on a vehicle will be based
> on the book value as well, and if you have a condition that would lower
> that value, such as high mileage, you can note that to the tax folks and
> save some money there. I did that with my previous vehicle and saved
> like $50 in taxes with no more effort than stopping by the tax office
> for a few minutes.

We don't pay property tax for vehicles here in Texas, AFAIK. At least not
in this part of the state.

If you have a classic, and parts/labor are likely to be exorbitant, you will
have to
get special insurance if you want "collision/comprehensive".

Cuhulin is not the owner of such a car.

The driver's record is an important part of the equation, for liability..

In my case, my provider (Beacon) gave me a special deal if I would take car
insurance and house insurance from them in a bundle.

AARP's Hartford had better car rates, perhaps, but refused to insure our
80 year old house as they feared electrical might not be up to standard and
because we have a fireplace/chimney, even though it is not used.

Therefore, we went with Beacon as it was a better overall deal.

I did not even insure my 97' Dodge van for collision and comprehensive.
It is only worth maybe $3000-3500, and the insurance is beginning to be
prohibitive..

Cuhulin, if you want a good van, take a look at mine. It could be for
sale,
but I wont give it away.

HLS wrote:
>
> "Pete C." > wrote in message
> ...
>
> > Very true.
> >
> > On a related note, the property tax you pay on a vehicle will be based
> > on the book value as well, and if you have a condition that would lower
> > that value, such as high mileage, you can note that to the tax folks and
> > save some money there. I did that with my previous vehicle and saved
> > like $50 in taxes with no more effort than stopping by the tax office
> > for a few minutes.
>
> We don't pay property tax for vehicles here in Texas, AFAIK. At least not
> in this part of the state.

Right, but many other states do. My comment was a reminder for those in
such states, that they can potentially save a bit if their vehicle is
worth less than the base blue book value.

>
> If you have a classic, and parts/labor are likely to be exorbitant, you will
> have to
> get special insurance if you want "collision/comprehensive".
>
> Cuhulin is not the owner of such a car.
>
> The driver's record is an important part of the equation, for liability..
>
> In my case, my provider (Beacon) gave me a special deal if I would take car
> insurance and house insurance from them in a bundle.
>
> AARP's Hartford had better car rates, perhaps, but refused to insure our
> 80 year old house as they feared electrical might not be up to standard and
> because we have a fireplace/chimney, even though it is not used.

Some companies are really strange in what panics them, and it doesn't
seem to be consistent between companies.

>
> Therefore, we went with Beacon as it was a better overall deal.
>
> I did not even insure my 97' Dodge van for collision and comprehensive.
> It is only worth maybe $3000-3500, and the insurance is beginning to be
> prohibitive..

Right, at some point the payout you'd get for damage to the vehicle
would barely be above the deductible.

On Feb 15, 4:58*pm, "HLS" > wrote:

> Cuhulin, if you want a good van, take a look at mine. * It could be for
> sale,
> but I wont give it away.

I hope it has a hand crank and spoked wheels, otherwise you're not
likely to make a sale to this guy.

Toyota MDT in MO

My 1914 Model T Ford car has a hand crank and wood spoke wheels.The old
engine starts up real easy too.I get the engine running and shut it off,
if one of the pistons is near the top and still has some gas in it, all
I have to do is turn the key again and the engine starts right on up.I
can set the spark advance lever a certain way and kick one of the front
tires and the engine will start up, if the engine is still warm.
cuhulin