AAMI takes 5 to 7 days to assess accident damage!

Albm&ctd > writes:

>In article > ,
says...
>> what a joke..then Ive gotta wait for the actual repairs..charming!NOT!
>>

>What would you do if the insurance scum wrote off your car after an
>accident that was not your fault, offered you a pittance and sent it to
>auction without your permission, cashing your rego as well?
>At least you will get it fixed eventually so stop *****ng complaining.

How can the insurance company sell the car without your permission? They do
not own it - you do. Even after it's been smashed it's still owned by you
and not the insurer, and even though the insurer can decide whether or not
the car will become a legal write-off (though you always have the right to
use an independent assessor), it's still owned by you!

Maybe in the US or elsewhere insurers claim to have the right to take
ownership of a pranged vehicle but that should NEVER happen here in
Australia.

Craig.
--
Craig's Saab C900 Page at | Craig's Classic Saab Workshop - Sydney .au
http://lios.apana.org.au/~c900 | http://www.classicsaab.net and other URL's
Email: | For Saab 99/C900/9000 Enthusiasts World-Wide!
Alternate: | Web-forums, galleries, library, links, etc.

"Saab C900 Viggenist" > wrote in message
...

> How can the insurance company sell the car without your permission? They
> do
> not own it - you do. Even after it's been smashed it's still owned by you
> and not the insurer, and even though the insurer can decide whether or not
> the car will become a legal write-off (though you always have the right to
> use an independent assessor), it's still owned by you!

No it isn't.

If the car is declared a write off and you get paid for it, you pass the
title of the car over to the insurer in accepting the payout. They are, in
effect, buying the car from you (complete with registration and all
accessories) and it becomes their property to do with as they see fit. The
only exception to this is if you have an agreement with them to retain the
wreck, in which case they'll make a reduced payment that deducts the
"salvage value" of the vehicle that they would likely get from selling it
themselves.

You *don't* have an automatic right to get paid out for a write off *and*
keep the vehicle. That's up to the insurer.

> Maybe in the US or elsewhere insurers claim to have the right to take
> ownership of a pranged vehicle but that should NEVER happen here in
> Australia.

Wake up and smell the coffee. It's standard practise that happens here every
day.

--
Regards,
Noddy.