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2003 BMW 325i extended warranty -- any ideas
i am considering getting an extended warranty for my 325i that expires
in september 2006. wondering if anybody here has ideas on what warranty is appropriate (coverage benefits and deductible) and value for money. thanks! |
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2003 BMW 325i extended warranty -- any ideas
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2003 BMW 325i extended warranty -- any ideas
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2003 BMW 325i extended warranty -- any ideas
"bjn" > wrote
> On 4 Jul 2006 02:40:47 -0700, wrote: wrote: >>> i am considering getting an extended warranty for my 325i that expires >>> in september 2006. wondering if anybody here has ideas on what warranty >>> is appropriate (coverage benefits and deductible) and value for money. >>> >>> thanks! >> >>I wouldn't bother > > It is a lot more helpful it you give some reasons why you think the > warranty is not appropriate. I may have different priorities than you, > and > your reply is helpful only if you give me reasons that I can evaluate in > the context of my own priority framework. His reply is appropriate - we don't know the age, mileage, driving style, etc., etc., of the OP, so there is nothing more to go on than the general acceptance of the principle: "the insurance company makes money out of extended warranties, why bet on a strategy that is a sure loser?". FloydR |
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2003 BMW 325i extended warranty -- any ideas
In article >,
bjn > wrote: > It is a lot more helpful it you give some reasons why you think the > warranty is not appropriate. I may have different priorities than you, > and your reply is helpful only if you give me reasons that I can > evaluate in the context of my own priority framework. Without knowing these priorities how can anyone give advice? Except that aftermarket insurance based warranties are a gamble with the odds heavily in favour of the house. -- *(on a baby-size shirt) "Party -- my crib -- two a.m Dave Plowman London SW To e-mail, change noise into sound. |
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2003 BMW 325i extended warranty -- any ideas
bjn wrote: > > > >I wouldn't bother > > It is a lot more helpful it you give some reasons why you think the > warranty is not appropriate. I may have different priorities than you, and > your reply is helpful only if you give me reasons that I can evaluate in > the context of my own priority framework. a) the chances of something serious going wrong are small b) I fix most stuff myself so I'm not scared into buying insurance to cover (part of) of the shocking dealer prices for repairs. c) They're generally not good value for money. |
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2003 BMW 325i extended warranty -- any ideas
> >a) the chances of something serious going wrong are small
> >b) I fix most stuff myself so I'm not scared into buying insurance to > >cover (part of) of the shocking dealer prices for repairs. > >c) They're generally not good value for money. This has been a useful discussion. Thanks all! Let us see how the above framework applies to me. a) chance is small. but also the cost repair can be pretty high!! i just do not know how much -- any ideas as to how much typical repairs that one would desire an extended warranty for cost? b) i am terrible at fixing things myself. so this is out. also, in any case the extended warranties that i have come accross do not cover the kind of things that one can fix himself! c) this is true. although i have recently heard somebody buying a honda warranty that seemed like absolute value for money. except perhaps that hondas give you a lot less trouble. The question of course remains for me as to whether I should get a warranty. I would certainly not mind paying for peace of mind. However the price does appear to be quite high and in many places does not reduce the ongoing cost incurred towards maintenance. I looked at a warranty recently (one that excluded items as opposed to declaring what was included) and it seemed that most of the costs would be borne by me. except perhaps for things such as transmission failure and some such. since i do not take my car to the race track or anything even close to that, the best alternative at this stage appears to be to invest in regular maintenance of the car and fix issues as eary as possible. and that is something i guess i would need to to regardless of whether i buy the warranty or not. in summary, i am inclined to not buy warranty. i take it most of you guys do not seem to have bought extended warranties. |
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2003 BMW 325i extended warranty -- any ideas
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