In article .com>, wrote:
> 1.Why do I have to pay seperate liability for each car, when all i can
> do is wreck one at a time? Anyone have one good reason other than
> insurance companies making more money?

I've always thought this to be ass-backwards as well. We really should
insure drivers for liability, not vehicles.

> 2. And why doesn't my insurance go down even though the value of my car
> goes down?

Because that's a small percentage of the cost.