"> (1) Does anyone know where I can get some GOOD decal sets,
> including the NUMBERS for when i paint the cars?

http://www.masgrafx.com/masgrafxracing/



> (2) I have the "noCD patch" but it didn't have a "readme" file
> --- how do I install it --- and where in the sim?
>
> your assist is appreciated
A "no-cd" patch is usually more trouble than it's worth, in my
experience. Unless you are trying to hack the game and using an illegal
install, or some such, stay away from them in my opinion. The mods and
patches will not work.
If you are trying to use an illegal install, well you get what you pay
for.
HTH
Timmy