Ok, try this.
Check your figures.
See what he has allowed you for the top and the labor.
The insurance company SHOULD cover the price of labor, Period.
As far as the top, find out what the formula is for depreciation. If it's
(lets say) 80% than they should listen to you when you tell them that the
top is not available at the price they have given you and that it needs to
be "adjusted". Submit three estimates to them and argue.

Find out where the adjuster got HIS figures. They are based on something,
even if it's just their book. If you have real life estimates, they are
obliged to pay attention. The ONLY depreciation you should be taking is on
the parts alone. Labor should be a full ride. Did he quote an OEM top? Well,
you have the right to request OEM parts. (at least in many parts of the
country) An OEM top and rear curtain is MUCH more expensive than
aftermarket. You may try for OEM and then when you get paid for that, then
get the aftermarket.
If the adjuster bows his neck, which they WILL do, be firm. Tell him that he
needs to send you to a shop that can and will do the work for the price that
he has quoted. REMEMBER the adjusters are there to save the insurance
company money, not YOU.


Kate

"Katmandu" > wrote in message
...
| Dunno..... Must be my area or something cause $882 was the lowest estimate
| I got! (I found out AFTER the insurance adjuster stopped by).
|
| The other (2) estimates where for $975 and $1100 !
|
| Lowest price I found on a top (WITH the back window/curtain) was around
| $365. Yea, the top ALONE was only around $200.
|
|
| -ERIC